/* Fortune shared design system — used by index.html and all resource pages */
:root{
  --bg:#FDFEFE;
  --bg-soft:#F4FBF8;
  --card:#FFFFFF;
  --text:#182338;
  --muted:#5B6880;
  --navy:#1E2A56;
  --mint:#4ECCA3;
  --mint-dark:#2FA98C;
  --mint-ink:#0F7B5F;
  --value:#0E9F6E;
  --border:#E2ECE8;
  --grid-line:rgba(78,204,163,.10);
  --pill:#FFF7E0;
  --pill-border:#F5E6B8;
  --shadow:0 8px 24px rgba(24,35,56,.07);
  --radius:14px;
}
html.dark{
  --bg:#0E1526;
  --bg-soft:#111B30;
  --card:#16213A;
  --text:#E8EEF9;
  --muted:#93A1BC;
  --navy:#A9BAE8;
  --mint:#4ECCA3;
  --mint-dark:#5CD9B2;
  --mint-ink:#7BE3C4;
  --value:#4ECCA3;
  --border:#243252;
  --grid-line:rgba(78,204,163,.07);
  --pill:#2A2A18;
  --pill-border:#4A4526;
  --shadow:0 8px 24px rgba(0,0,0,.35);
}
*{margin:0;padding:0;box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
[id]{scroll-margin-top:90px}
body{
  font-family:"Cascadia Code","JetBrains Mono","Fira Code",Consolas,ui-monospace,monospace;
  background:
    linear-gradient(var(--grid-line) 1px, transparent 1px),
    linear-gradient(90deg, var(--grid-line) 1px, transparent 1px),
    var(--bg);
  background-size:130px 130px,130px 130px,auto;
  color:var(--text);line-height:1.65;
}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:1100px;margin:0 auto;padding:0 22px}

/* ---------- header ---------- */
header.site{position:sticky;top:0;z-index:60;background:color-mix(in srgb, var(--bg) 88%, transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;gap:16px;height:64px}
.brand{display:flex;align-items:center;gap:9px;font-weight:700;font-size:1.05rem;letter-spacing:.4px}
.brand img{width:auto;height:32px;max-width:58px;object-fit:contain}
.brand .fund{color:var(--navy)}
.brand .it{color:var(--mint-dark)}
.brand .tld{color:var(--muted);font-weight:400}
.spacer{margin-left:auto}
.icon-btn{width:38px;height:38px;border-radius:10px;border:none;background:transparent;color:var(--muted);font-size:1.05rem;cursor:pointer;display:flex;align-items:center;justify-content:center}
.icon-btn:hover{background:var(--bg-soft);color:var(--text)}
.guru-pill{display:flex;align-items:center;gap:7px;background:var(--pill);border:1px solid var(--pill-border);border-radius:12px;padding:8px 16px;font-size:.85rem;font-weight:600;color:var(--text);cursor:pointer;font-family:inherit}
.guru-pill:hover{filter:brightness(.97)}
.menu-links{display:flex;gap:18px;font-size:.88rem;color:var(--muted)}
.menu-links a:hover{color:var(--mint-ink)}
@media (max-width:840px){.menu-links{display:none}}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;border-radius:8px;font-family:inherit;font-size:.93rem;font-weight:700;cursor:pointer;border:1px solid transparent;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-mint{background:linear-gradient(90deg,var(--mint),var(--mint-dark));color:#0B2B20;border:none}
html.dark .btn-mint{color:#062018}
.btn-outline{background:var(--card);border:1px solid var(--border);color:var(--text)}

/* ---------- page header (breadcrumb card, CloudCredits style) ---------- */
.page-head{background:var(--card);border:1px solid var(--border);border-radius:0 0 22px 22px;box-shadow:var(--shadow);text-align:center;padding:54px 24px 40px}
.page-head h1{font-size:2.1rem;font-weight:700;letter-spacing:-.5px}
.page-head .crumb{margin-top:12px;font-size:.85rem;color:var(--muted)}
.page-head .crumb a{color:var(--mint-ink)}
.page-head .crumb a:hover{text-decoration:underline}
.page-head .lede{margin:14px auto 0;max-width:46em;color:var(--muted);font-size:.95rem}

/* ---------- meta strip ---------- */
.meta-strip{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(3,1fr);margin:28px 0}
.meta-strip>div{padding:16px 22px;border-right:1px solid var(--border)}
.meta-strip>div:last-child{border-right:none}
.meta-strip .k{font-size:.7rem;color:var(--muted);text-transform:uppercase;letter-spacing:.8px}
.meta-strip .v{font-size:1.25rem;font-weight:700;color:var(--value)}
.meta-strip .s{font-size:.72rem;color:var(--muted)}
@media (max-width:840px){.meta-strip{grid-template-columns:1fr}.meta-strip>div{border-right:none;border-bottom:1px solid var(--border)}.meta-strip>div:last-child{border-bottom:none}}

/* ---------- prose / article ---------- */
.prose{max-width:820px;margin:0 auto;padding:40px 0 10px}
.prose h2{font-size:1.35rem;margin:44px 0 14px;letter-spacing:-.3px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.05rem;margin:28px 0 10px;color:var(--mint-ink)}
.prose p{margin:0 0 16px;color:var(--muted);font-size:.93rem}
.prose p strong,.prose li strong{color:var(--text)}
.prose ul,.prose ol{margin:0 0 18px 22px;color:var(--muted);font-size:.93rem}
.prose li{margin-bottom:8px}
.prose a{color:var(--mint-ink);font-weight:700}
.prose a:hover{text-decoration:underline}
.callout{background:var(--bg-soft);border:1px solid var(--mint);border-radius:var(--radius);padding:18px 22px;margin:22px 0;font-size:.9rem}
.callout strong{color:var(--mint-ink)}

/* ---------- tables ---------- */
.tbl-scroll{overflow-x:auto;margin:22px 0}
table.cmp{width:100%;border-collapse:collapse;font-size:.85rem;background:var(--card);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
table.cmp th,table.cmp td{border:1px solid var(--border);padding:11px 14px;text-align:left;vertical-align:top}
table.cmp th{background:var(--bg-soft);font-size:.78rem;text-transform:uppercase;letter-spacing:.6px}
table.cmp td{color:var(--muted)}
table.cmp td.good{color:var(--value);font-weight:700}
table.cmp td.bad{color:#C0392B;font-weight:700}
html.dark table.cmp td.bad{color:#FF8A7A}

/* ---------- tags / badges ---------- */
.tag-row{display:flex;flex-wrap:wrap;gap:6px;justify-content:center}
.tag{font-size:.68rem;color:var(--mint-ink);border:1px solid var(--border);background:var(--bg-soft);border-radius:6px;padding:2px 9px}
.active-badge{font-size:.72rem;font-weight:700;color:var(--value);background:color-mix(in srgb, var(--value) 12%, transparent);padding:4px 12px;border-radius:999px}

/* ---------- card grids ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media (max-width:960px){.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid-3,.grid-2{grid-template-columns:1fr}}
.tile{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px 22px;display:flex;flex-direction:column;gap:10px;transition:transform .15s,box-shadow .15s}
a.tile:hover{transform:translateY(-3px);border-color:var(--mint)}
.tile .emoji{font-size:1.5rem}
.tile h3{font-size:.98rem;font-weight:700}
.tile p{color:var(--muted);font-size:.84rem;flex:1}
.tile .n{align-self:flex-start;font-size:.72rem;font-weight:700;color:var(--mint-ink);background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;padding:3px 12px}
.tile .val{font-size:1.35rem;font-weight:700;color:var(--value);line-height:1.1}
.tile .val-cap{font-size:.72rem;color:var(--muted)}

/* ---------- quiz / checklist widgets ---------- */
.quiz{max-width:720px;margin:0 auto}
.q-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 26px;margin-bottom:18px}
.q-card .q{font-weight:700;font-size:.98rem;margin-bottom:14px}
.q-card .q .num{color:var(--mint-ink);margin-right:8px}
.opts{display:grid;gap:10px}
.opt{display:flex;align-items:center;gap:12px;border:1px solid var(--border);border-radius:10px;padding:12px 16px;cursor:pointer;font-size:.88rem;color:var(--muted);transition:border-color .12s, background .12s}
.opt:hover{border-color:var(--mint)}
.opt.sel{border-color:var(--mint);background:var(--bg-soft);color:var(--text);font-weight:700}
.opt .dot{width:14px;height:14px;border-radius:50%;border:2px solid var(--border);flex:none}
.opt.sel .dot{border-color:var(--mint);background:var(--mint)}
.quiz-result{display:none;background:var(--card);border:2px solid var(--mint);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px;margin-top:8px}
.quiz-result h3{color:var(--mint-ink);font-size:1.15rem;margin-bottom:10px}
.quiz-result p,.quiz-result li{color:var(--muted);font-size:.9rem}
.quiz-result ul{margin:12px 0 16px 20px}

.check-item{display:flex;align-items:flex-start;gap:14px;background:var(--card);border:1px solid var(--border);border-radius:10px;padding:14px 18px;margin-bottom:10px;cursor:pointer;transition:border-color .12s}
.check-item:hover{border-color:var(--mint)}
.check-item input{margin-top:4px;accent-color:var(--mint);width:16px;height:16px;flex:none}
.check-item .t{font-size:.9rem;font-weight:700}
.check-item .d{font-size:.8rem;color:var(--muted)}
.check-item.done .t{color:var(--mint-ink);text-decoration:line-through}
.progress-wrap{position:sticky;top:74px;z-index:5;background:var(--card);border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow);padding:14px 20px;margin-bottom:26px}
.progress-bar{height:10px;background:var(--bg-soft);border:1px solid var(--border);border-radius:999px;overflow:hidden;margin-top:8px}
.progress-fill{height:100%;width:0%;background:linear-gradient(90deg,var(--mint),var(--mint-dark));border-radius:999px;transition:width .25s}
.progress-label{font-size:.8rem;color:var(--muted)}
.progress-label strong{color:var(--mint-ink)}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(135deg,var(--bg-soft),var(--card));border:1px solid var(--mint);border-radius:var(--radius);box-shadow:var(--shadow);text-align:center;padding:38px 26px;margin:56px 0 20px}
.cta-band h2{font-size:1.3rem;margin-bottom:8px}
.cta-band p{color:var(--muted);font-size:.9rem;margin-bottom:20px}

/* ---------- footer ---------- */
footer.site{border-top:1px solid var(--border);background:var(--bg-soft);padding:46px 0 30px;margin-top:70px}
.foot-top{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap;align-items:center}
.foot-links{display:flex;gap:20px;font-size:.85rem;color:var(--muted);flex-wrap:wrap}
.foot-links a:hover{color:var(--mint-ink)}
.foot-guides{margin-top:26px;padding-top:20px;border-top:1px solid var(--border);font-size:.78rem;color:var(--muted)}
.foot-guides .lbl{font-weight:700;letter-spacing:1.2px;color:var(--text);margin-right:10px}
.foot-guides a:hover{color:var(--mint-ink)}
.foot-credit{margin-top:22px;font-size:.78rem;color:var(--muted);text-align:center}

/* ---------- newsletter / Substack ---------- */
.newsletter-shell{background:linear-gradient(145deg,var(--bg-soft),var(--card));border:1px solid var(--mint);border-radius:20px;box-shadow:var(--shadow);padding:34px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(260px,.85fr);gap:28px;align-items:center}
.newsletter-copy .kicker{display:block;color:var(--mint-ink);font-weight:800;font-size:.72rem;text-transform:uppercase;letter-spacing:1.4px;margin-bottom:9px}
.newsletter-copy h2{font-size:1.45rem;line-height:1.35;letter-spacing:-.3px}
.newsletter-copy p{color:var(--muted);font-size:.88rem;margin-top:9px;max-width:48em}
.newsletter-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.newsletter-note{font-size:.72rem!important;margin-top:10px!important}
.newsletter-embed{min-width:0}
.newsletter-embed iframe{display:block;width:100%;height:220px;border:1px solid var(--border);border-radius:12px;background:var(--card)}
.newsletter-shell.newsletter-compact{grid-template-columns:1fr;text-align:center;max-width:820px;margin:0 auto}
.newsletter-compact .newsletter-copy p{margin-left:auto;margin-right:auto}
.newsletter-compact .newsletter-actions{justify-content:center}
.mobile-more{display:none;margin:16px auto 0}

@media (max-width:760px){
  .newsletter-shell{grid-template-columns:1fr}
}

@media (max-width:640px){
  body{line-height:1.7;background-size:96px 96px,96px 96px,auto;overflow-wrap:anywhere}
  .wrap{padding-left:max(24px,env(safe-area-inset-left));padding-right:max(24px,env(safe-area-inset-right))}
  .nav{height:58px;gap:9px;padding-left:max(18px,env(safe-area-inset-left));padding-right:max(18px,env(safe-area-inset-right))}
  .brand{font-size:.98rem;gap:7px}.brand img{width:auto;height:28px;max-width:48px}
  .guru-pill{margin-left:auto;padding:7px 10px;font-size:.72rem;white-space:nowrap}
  .icon-btn{width:34px;height:34px}
  .page-head{padding:38px 24px 30px}.page-head h1{font-size:1.65rem}.page-head .lede{font-size:.88rem}
  .prose{padding:30px 2px 8px}.prose h2{font-size:1.2rem;margin-top:34px}.prose p,.prose ul,.prose ol{font-size:.9rem}
  .tile,.q-card,.quiz-result{padding:20px 18px}
  .callout,.check-item{padding:15px 16px}
  .cta-band{padding:30px 20px;margin-top:42px}
  footer.site{margin-top:50px;padding:36px 0 26px}
  .foot-top{align-items:flex-start}.foot-links{display:grid;grid-template-columns:1fr 1fr;width:100%;gap:11px 18px;font-size:.78rem}
  .foot-guides{line-height:2}.foot-guides .lbl{display:block;margin-bottom:4px}
  .newsletter-shell{padding:24px 20px;gap:18px;border-radius:16px}
  .newsletter-copy h2{font-size:1.25rem}.newsletter-copy p{font-size:.84rem}
  .newsletter-actions{display:grid}.newsletter-actions .btn{width:100%;justify-content:center}
  .newsletter-embed{display:none}
  .mobile-more{display:flex;width:100%;justify-content:center}
  .mobile-list-hidden{display:none!important}
}